Accident, insurance adjuster settelment, hospital bills?

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if had 10,000.00 dollar doctor bill or hospital bill. own insurance company paid it. adjuster accident "was not fault"...said have re-pay insurance company , not me. right?? thought have pay "me" medical cost's since insurance paid bills pay premium every month...

if had 10,000.00 dollar doctor bill or hospital bill. own insurance company paid it. adjuster accident "was not fault"...said have re-pay insurance company , not me. right?? thought have pay "me" medical cost's...


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