Replacement Cost Insurance vs Regular Insurance?

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on primary residence might want consider getting premium insurance package. need ask if lost entire home in fire want home mortgage paid off or want entire house re-built , inside house lost fire replaced? if you, insurance on miss if lost in fire. however, can enough insurance cover cost of mortgage balance owe on property, wouldn't enough rebuild after wards, cheapest option you.

have prime insurance on personal home because of valuables inside , cherished memories have of these items. "stuff" priceless you. however, own lot of rental properties want basic fire insurance on them cover cost of mortgage in case lost property fire, , keep overhead expenses down.

which better live in area home owner's insurance increasing , i'm trying lowest premium possible within reasonable coverage limits.

know replacement insurance not not having replacement costs.


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