Can I short sale my home if it's not in/near forclosure?

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bank must approve short sale, , financial hardship not necessary so. however, ability depends on lot of factors.
banks not short sales, obviously. (they not in business lose money).
if loan serviced bank (meaning if bank sold mortgage package of mortgages party) going difficult, bank need determine owns mortgage (not easy) , approval. (which granted).
secondly, banks hate short sales, because fervently believe many of them frauds, homes sold @ loss between friends or family.
short sale adversely affect credit 5 years.

my home not in/near forclosure, i'm sure can't sell owe on loan. can short sell it? if so, doing negatively effect credit? need rid of home before end in tragic financial state. thanks


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