With monthly salary of seventy five thousands,What should be my plan.?

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taxable amount per information given 9 lakhs per annum (assuming no more or other income) in coming grades classification below 10 lakhs category
not clear @ present concessions housing term loan interest paid directly deducted incme , housing loan instalments taken savings
think can wait more time till clear
other can opt insurance/medical insurance married , have children/dependants useful

to utilise better , save tax. indian working in india.can body guide me maximum tax benefit.


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