Which is the best retirement plan in India?

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disadvantages of pension plans:
- being sold insurance companies.
- heavy charges deducted premiums.
- less amount invested.
- on maturity receive 1/3rd amount commutation , rest pension.
- pention treated salary income , taxable.

invest in mfs.
- no entry or exit load.
- full amount received on redemption @ age 60.
- returns totally tax free.

hmt

suggest me top 5 retirement plans. premium payable per year should rs 50,000/=.


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