Equine insurance (20 characters)?

there 2 major types of insurance consider when working horses. first liability. personal liability can start @ $150 per year 5 horses. way go if not using horses generating income. if horse injures or damages property, can held liable, if had injured or damaged property car. insurance pay damages or defense limit of insurance.

once start training, giving lessons, boarding, breeding horses etc. you'll need annual liability policy horse business. insurance cover in defense of negligence bodily injury & property damage, medical payments limits determined. cost vary type & number of lessons plan give; example jumping lessons, pony rides, or commercial trail rides higher risk dressage or basic horsemanship. vary number of horses train or board & safety of facility & practices.

2nd type of insurance consider mortality & major medical each horse own or lease, or horses students lease. coverage varies breed, use, age & value of horse considered. again, horse used jumping have higher annual rate based on higher risk of death & injury. these coverages can surprisingly affordable compared cost of medical diagnostics, emergency surgery, investment put show horse, or emotional investment of love life of pet.

hope information helps in search. purchase insurance, work through agent trust, access & advocate various equine insurance carriers available. have different strengths & agent can know for.

what equine insurance? , how know if need it?
there equine insurance company's out there?

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